Merchant accounts are used to process card payments and deliver funds to your business bank account. All businesses need to set up this type of account before taking payments in store, online, over the phone or on the go.
Why choose us
We’ll set you up in as little as 5 days – while other providers can take weeks
Our card machines come with plug and play technology, making it easy to get started.
Our dedicated team will help with your setup and be at hand for ongoing support
The power of many
By harnessing the buying power of over 60,000 small business, we can give you the lowest rates.
Ways to take card payments
Our selection of Countertop, Mobile and Portable card machines can process payments at the till, around your premises and on the go.
Merchant accounts are card payment accounts set up by merchant banks (not to be confused with high street banks who hold your business bank account). These accounts are used to receive your card payments; whether online, over the phone or by payment card machine.
Why do I need one?
Your merchant account is essential. It checks the customer’s card details are correct and that they have enough money to make the payment. The money is transferred to your merchant account and then onto your business bank account.
How do I open a merchant account?
To open a merchant account, speak to a member of our team to get a quote for a card machine, online payment gateway or over-the-phone virtual terminal.
We can set you up with a card machine in 5 days and a payment gateway or virtual terminal in just 24 hours. During the phone call we may ask questions such as your current or expected turnover, average transaction value, frequency of transactions.
How much does it cost?
At Paymentsense, opening a merchant account is free of charge. We only take a small percentage of your card transactions so you never pay more than you can afford to.
Frequently asked questions
Do I need a special online merchant account to take payments online?
No. There is only one type of merchant account and you can use it to accept payments online, over the phone and in person.
Do I need a merchant account for each business location?
No. If you have multiple storefronts, you can use the same merchant account and receive a single monthly statement for your card payments. If you have different businesses with different owners, we can set you up with separate accounts and help you keep track of your transactions.
How do I access my money?
When you take a card payment, money is transferred to your merchant account, then onto your business bank account where you can access it.